The Limehill Credit blog answers business funding questions for owners in Weatherford, Texas at length: contractor loans between draws, how equipment leases work, commercial mower financing, buying a business with a term loan, what working capital covers, and blanket liens and UCC filings.
How a Parker County, TX auto repair shop can prepare a cash flow forecast
A repair shop's cash flow forecast lists expected deposits and payments week by week: repair tickets, fleet account payments, payroll, parts statements and equipment notes. The point is to see the low week before it arrives, and to size any funding to it.
The article on what working capital covers explains how a forecast shapes a request.
A 13-week cash flow forecast for Weatherford, TX home builders
A 13-week forecast for a builder lists each job's draws and closings by week, against payroll, subcontractor invoices and materials. Retainage goes in the week it is actually expected, not the week the job ends.
The article on contractor loans between draws covers retainage in detail.
How a Parker County, TX HVAC contractor can improve cash flow
An HVAC contractor improves cash flow by billing promptly, collecting deposits on replacement jobs, adding service agreements that bill monthly, and keeping parts stock at a level that turns. Funding fills the gaps that remain, sized to them.
The plumbing and HVAC page covers lines of credit and parts stock.
By Limehill Credit · Updated